Helping You Navigate the Path to Financial Security.

Schedule a Consultation

Find Your Zen, Own your Clarity

You dedicated years to mastering your craft, investing countless hours of hard work and making significant sacrifices to build your career. Now that you’re doing what you love and making a difference, we believe you deserve to enjoy the rewards of your efforts and gain financial clarity, confidence, and peace of mind of a true and tested plan.

Meet Sonia

Why Sage Path?

Clear Outcomes Confident Decisions

We know our clients have hectic, busy schedules, so we provide convenient virtual meetings that are timely and efficient

We serve clients across various professions, financial solutions tailored for high-earning professionals seeking greater control and efficiency in creating multiple steams of income, and reducing tax liability.

Collaboration and cross pollination.  We have a unique team approach with advisors who all bring different ideas and expertise to the table.

Trifecta to Mindful Mastery

Reflect

Have a discovery consultation with us (in person, online, or over the phone) to determine if we’re a good fit and have good synergy

Flow

Trust the process take mindful action based on evidence and watch the results unfold.

Align

We’ll cover all the bases. Then based on relevancy provide insights  to alternative asset classes and lessor known wealth and tax strategy,

Meet Our Partners

Sonia Samra

Sonia Samra

Sonia has always been driven by a passion for solving problems and bringing clarity and transparency to people’s lives—whether during her decade as a business owner, a counselor, or while working with an ultra-high-net-worth private family office. It was there she recognized a critical gap: the average hardworking American wasn’t leveraging the same powerful strategies used by the wealthy to build and protect their legacy. She believes that concentration builds wealth and diversification preserves it and to truly succeed, you need to play both offense and defense with a cohesive team. That’s how championships are won.

Sonia is committed to guiding her clients onto the Sage Life—a path grounded in data, evidence, and timeless principles, yet flexible enough to evolve with emerging trends and disruptions. It’s a path that rhymes with wisdom, is proven by results, and built for your future.

Tracy Lee Wood

Tracy Lee Wood

Tracy  is a native of California, born in San Bernardino, raised in Davis, California. Upon graduating high school, Tracy served three years in the U.S. Army and six years in the California Army National Guard. Tracy is a graduate of the California Military Academy, Officer Candidate School, at Camp San Luis Obispo, Class of 1995. Tracy has a B.A. in Communication from California State University, and a J.D. from San Francisco law school. Tracy has been in private practice from 2000.. Tracy helps clients simplify complex problems with his straight forward  systematic approach approach in area of Estate planning and Tax Representation within the area of audits, disputes and liability. “There’s no need to fear the IRS, as long as you follow the rules. The key is to stay compliant and have good records  while making the most of the legal opportunities available to you, whether you’re an individual or a business.” Tracy Woods.
Hardip Singh

Hardip Singh

Hardip is a Certified Public Accountant turned entrepreneur who now runs multiple successful businesses. He had the privilege of starting his career at KPMG, later transitioning to corporate tax planning with Gallo, Foster Farms, and Kendo Brands. With deep expertise in tax strategy and business operations, Hardip helps clients navigate the complexities of growing and managing a business. He doesn’t replace your CPA or team—he works alongside them to ensure you’re leveraging every IRS tool and code available to legally reduce your tax burden. His mission is simple: to help you keep more of your money so you can invest, grow, or work less and enjoy more time doing what you love.

Solutions & Strategies

Tax Intelligence

Tax Free Retirement Planning, Tax Optimization, Tax Advisory, Tax Diversification, TFRA, LIRP,  and Roth Conv.

Business Concepts

Employee Benefits, Asset Protection, Executive Bonus, Key Man, Business Succession.

Wealth Strategies

Estate Planning, Life Insurance, College Funding, Annuities, Social Security Maximization, Rollovers, 401k IRA Conversion to Roth

Proudly Partnered with the Following Highly Rated Financial Institutions

Questions? Contact us Here!

Phone

(916) 400-9174

Email

Sonia@sagepathwealth.com

Address

1520 E. Covell Blvd, Suite B5, Davis, CA 95616

Terms & Conditions

Last Updated: March 19, 2025

Welcome to Sage Path Wealth (“Company,” “We,” “Us,” or “Our”). These Terms and Conditions govern your use of our website and services. By using our services, you agree to these Terms. If you do not agree, please do not use our site.

1. Definitions
“Company” refers to Sage Path Wealth, located at 1520 E. Covell Blvd, Suite B5, Davis, CA 95616. “Service” refers to our website and offerings. “You” refers to any user of our services. “Website” refers to any online platform operated by Sage Path Wealth.

2. Acceptance
By using our services, you agree to these Terms. You must be at least 18 years old. Your use is also governed by our Privacy Policy.

3. Third-Party Links
We may include links to third-party websites. We are not responsible for their content or privacy practices.

4. Termination
We reserve the right to suspend or terminate access to our services for violations or at our discretion.

5. Limitation of Liability
We are not liable for indirect or incidental damages, including loss due to investment decisions, product performance, or financial products offered by third-party institutions. Our total liability is limited to $100 or the amount paid directly to Sage Path Wealth for services.

6. Disclaimer
All services are provided “AS IS” without warranties. Availability and performance are not guaranteed.

7. Governing Law
These Terms are governed by California law. Disputes will first be addressed informally. Unresolved disputes may proceed to binding arbitration or small claims court if applicable.

8. Legal Compliance
You confirm you are not subject to U.S. government restrictions or embargoes.

9. Severability & Waiver
If any term is unenforceable, the rest remain in effect. Failure to enforce a term is not a waiver.

10. Changes
We may update these Terms at any time. Material changes will be posted with 30 days’ notice.

11. Contact
Questions? Contact us at:
1520 E. Covell Blvd, Suite B5, Davis, CA 95616
(916) 400-9174

Disclaimer

Sage Path Wealth Disclaimer
Last Updated: March 19, 2025

This Disclaimer governs the use of the Sage Path Wealth website (“Website”) and all content, services, and products provided by Sage Path Wealth (“Company,” “We,” “Us,” or “Our”). By accessing or using this Website, You (“User,” “You,” or “Your”) agree to this Disclaimer. If You do not agree, please discontinue use immediately.

1. General Information Disclaimer
The content provided on this Website is for informational and educational purposes only. Nothing on this Website constitutes financial, investment, legal, tax, or professional advice. Using this Website does not establish a financial, advisory, or client relationship between You and the Company. Any reliance You place on the information provided is at Your own risk. While We strive for accuracy, We do not guarantee that the content is complete, accurate, or current. We may modify, update, or remove content at any time without notice. Past performance is not indicative of future results. Any examples of financial strategies, investment performance, or tax savings are for illustrative purposes only and do not guarantee specific outcomes.

2. No Liability Disclaimer
To the maximum extent permitted by law, We are not responsible for any losses, damages, or liabilities resulting from the use of this Website, including but not limited to investment losses, business losses, tax implications, or financial decisions made based on Our content. We do not guarantee that this Website will always be available, uninterrupted, or free from errors, viruses, or harmful components. If We mention or link to third-party products or services, We do not endorse or guarantee them. Interactions with third parties are at Your own risk.

3. External Links Disclaimer
This Website may contain links to third-party websites. We do not control or verify the accuracy, reliability, or security of those sites. We are not responsible for any losses or damages that result from visiting external websites. We recommend reviewing the privacy policies and terms of any third-party websites You visit.

4. Errors & Omissions Disclaimer
We aim for accuracy, but the content on this Website may contain errors, omissions, or outdated information. Laws, regulations, and financial markets change frequently. We are not responsible for any consequences resulting from outdated or incorrect information. Always consult a licensed professional before making financial, tax, or investment decisions.

5. Fair Use & Copyright Disclaimer
Some content on this Website may include copyrighted material used under the “fair use” doctrine as permitted by U.S. Copyright Law. If You believe Your copyrighted material is being misused, please contact Us and We will review the matter promptly.

6. Views & Opinions Disclaimer
Opinions expressed on this Website, including blog posts or user comments, are those of the authors and do not necessarily represent official Company views. These are not endorsements of any specific financial product or strategy. Users are responsible for their own comments and any legal consequences that arise. We reserve the right to moderate or remove content at Our discretion.

7. No Professional Advice Disclaimer
This Website does not provide legal, tax, accounting, or financial advisory services. Always consult with a qualified professional before making financial decisions. We do not accept liability for any actions taken based on the content provided here.

8. “Use at Your Own Risk” Disclaimer
All information is provided “as is” and “as available,” without warranties of performance, results, or compliance. You understand and accept that financial risks are inherent in all investment and tax strategies. We are not responsible for Your financial outcomes.

9. Governing Law & Jurisdiction
This Disclaimer is governed by the laws of the State of California. You agree to resolve disputes informally by contacting Us first. If unresolved, disputes will be handled through binding arbitration in California.

10. Changes to This Disclaimer
We reserve the right to update or modify this Disclaimer at any time. We will update the “Last Updated” date accordingly. Continued use of the Website after changes constitutes acceptance of the revised Disclaimer.

11. Contact Us
If You have any questions about this Disclaimer, You can contact Us at:
Sage Path Wealth
1520 E. Covell Blvd, Suite B5
Davis, CA 95616
Phone: (916) 400-9174

DMCA

Sage Path Wealth Disclaimer
Last Updated: March 19, 2025

This Disclaimer governs the use of the Sage Path Wealth website (“Website”) and all content, services, and products provided by Sage Path Wealth (“Company,” “We,” “Us,” or “Our”). By accessing or using this Website, You (“User,” “You,” or “Your”) agree to this Disclaimer. If You do not agree, please discontinue use immediately.

  1. General Information Disclaimer
    The content provided on this Website is for informational and educational purposes only. Nothing on this Website constitutes financial, investment, legal, tax, or professional advice. Using this Website does not establish a financial, advisory, or client relationship between You and the Company. Any reliance You place on the information provided is at Your own risk. While We strive for accuracy, We do not guarantee that the content is complete, accurate, or current. We may modify, update, or remove content at any time without notice. Past performance is not indicative of future results. Any examples of financial strategies, investment performance, or tax savings are for illustrative purposes only and do not guarantee specific outcomes.

  2. No Liability Disclaimer
    To the maximum extent permitted by law, We are not responsible for any losses, damages, or liabilities resulting from the use of this Website, including but not limited to investment losses, business losses, tax implications, or financial decisions made based on Our content. We do not guarantee that this Website will always be available, uninterrupted, or free from errors, viruses, or harmful components. If We mention or link to third-party products or services, We do not endorse or guarantee them. Interactions with third parties are at Your own risk.

  3. External Links Disclaimer
    This Website may contain links to third-party websites. We do not control or verify the accuracy, reliability, or security of those sites. We are not responsible for any losses or damages that result from visiting external websites. We recommend reviewing the privacy policies and terms of any third-party websites You visit.

  4. Errors & Omissions Disclaimer
    We aim for accuracy, but the content on this Website may contain errors, omissions, or outdated information. Laws, regulations, and financial markets change frequently. We are not responsible for any consequences resulting from outdated or incorrect information. Always consult a licensed professional before making financial, tax, or investment decisions.

  5. Fair Use & Copyright Disclaimer
    Some content on this Website may include copyrighted material used under the “fair use” doctrine as permitted by U.S. Copyright Law. If You believe Your copyrighted material is being misused, please contact Us and We will review the matter promptly.

  6. Views & Opinions Disclaimer
    Opinions expressed on this Website, including blog posts or user comments, are those of the authors and do not necessarily represent official Company views. These are not endorsements of any specific financial product or strategy. Users are responsible for their own comments and any legal consequences that arise. We reserve the right to moderate or remove content at Our discretion.

  7. No Professional Advice Disclaimer
    This Website does not provide legal, tax, accounting, or financial advisory services. Always consult with a qualified professional before making financial decisions. We do not accept liability for any actions taken based on the content provided here.

  8. “Use at Your Own Risk” Disclaimer
    All information is provided “as is” and “as available,” without warranties of performance, results, or compliance. You understand and accept that financial risks are inherent in all investment and tax strategies. We are not responsible for Your financial outcomes.

  9. Governing Law & Jurisdiction
    This Disclaimer is governed by the laws of the State of California. You agree to resolve disputes informally by contacting Us first. If unresolved, disputes will be handled through binding arbitration in California.

  10. Changes to This Disclaimer
    We reserve the right to update or modify this Disclaimer at any time. We will update the “Last Updated” date accordingly. Continued use of the Website after changes constitutes acceptance of the revised Disclaimer.

  11. Contact Us
    If You have any questions about this Disclaimer, You can contact Us at:
    Sage Path Wealth
    1520 E. Covell Blvd, Suite B5
    Davis, CA 95616
    Phone: (916) 400-9174